What Makes Up a Mortgage Payment?

Typical payments consist of four main parts. The acronym PITI is commonly referred to when referring to all the parts of the mortgage. P – Principal. The principal is the balance of the loan. For easy math go with a $300,000 mortgage has a $300,000 principal. Each month homeowners pay...

How to Improve Your Credit Score

Your credit score follows you everywhere that you go affecting the most important of financial decisions. In a perfect world, we would all have great credit and have no barriers when making big purchases like buying a car or a new home. However, that isn’t the case for everyone. It...

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