Choosing the right mortgage.

There are a variety of mortgage choices available to you and the option you choose should be the one that best fits your needs and your financial situation. Competition among lenders is good for you as a borrower. It is wise to shop around and not limit yourself to a...

What Makes Up a Mortgage Payment?

Typical payments consist of four main parts. The acronym PITI is commonly referred to when referring to all the parts of the mortgage. P – Principal. The principal is the balance of the loan. For easy math go with a $300,000 mortgage has a $300,000 principal. Each month homeowners pay...

How to Improve Your Credit Score

Your credit score follows you everywhere that you go affecting the most important of financial decisions. In a perfect world, we would all have great credit and have no barriers when making big purchases like buying a car or a new home. However, that isn’t the case for everyone. It...

Eric Niehoff
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