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Pros and Cons of Investment Properties

Real estate is often considered a smart long-term investment. There are many pros and cons to this type of investment. Before you make the leap into owning rental properties you should have a goal in mind. Are you planning on financing your kids’ education, do you want to use the...

Preparing for your mortgage application

Save yourself some time.One thing you can do now to prepare for the day you're ready to make an offer on a home is plan for the accounts, documentation and resources you'll need when you file a mortgage loan application.Below, I’ve spelled out some actions you can take now and...

Choosing the right mortgage.

There are a variety of mortgage choices available to you and the option you choose should be the one that best fits your needs and your financial situation. Competition among lenders is good for you as a borrower. It is wise to shop around and not limit yourself to a...

Buying Vs Renting

Buying versus Renting: You need to determine what will make you the happiest and what makes the most financial sense. I have seen it asked many times on Quora whether someone should continue renting or if they should buy a home. It is certainly a sign of the times that buying a...

Tips for Real Estate Agents

Tips for Real Estate Agents Real estate agents are required to work for and under the umbrella of a designated broker. The term "agent" refers to the strictly defined relationship between real estate agents and the buyers and sellers with whom he or she conducts business. An agent is an individual who is authorized and consents...

What Makes Up a Mortgage Payment?

Typical payments consist of four main parts. The acronym PITI is commonly referred to when referring to all the parts of the mortgage. P – Principal. The principal is the balance of the loan. For easy math go with a $300,000 mortgage has a $300,000 principal. Each month homeowners pay...

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